Credit in the shitter?

When was the last time you checked your credit report? If it’s been more than a year, do so for free today at https://www.annualcreditreport.com for a nice wake up call. Forgot about that Macy’s credit card like me? Filing a dispute because Experian still has your ex-wife listed as a spouse? Found out you’ve been a victim of identity theft? Awwwwwwww yeah. It makes for a fun Friday night. Enjoy!