My August 2019 budget has been finalized. I have my budget setup in Google Docs and it’s shared for all to see and critique. This is probably my 15th iteration of a budget format and I think I’m finally satisfied with the format and structure. I’ve tried many different versions in Excel, tried YNAB, Mint, a few other apps, and this is finally it. Built it in May and have made a few tweaks but this is it for the future. I’m kind of bored now that it’s done. I will probably find some ways to tweak it a bit more.
Savings Update
New Vanguard account opened. The plan is for this to be investment money after maxing 401k and Roth IRA. This new account will be invested in mutual fund(s), probably VTSAX. Will setup a minimum of $100/month to automatically transfer to this. The ETF option and VTI was also something I was looking at but I can’t setup automatic contributions, so I’m going with the mutual fund.
First Post

100,000 hour probation? Fine! I put my heart and soul into that thread. Ok sure maybe sometimes I was an asshole and sometimes didn’t listen to advice and sometimes had a meltdown, but, well whatever if SA no longer wants me, fine. I’ll post my updates here. Follow along if you care to watch my continued PROGRESS. Leave a comment with kudos if you want.